Clinical Negligence Claims

Many times, people who suffer an injury or illness due to a medical accident or malpractice are emotional and understandably upset. Blaming the medical professional that you feel is responsible may appear to be the only course of action. It is very easy to forget why you were undergoing treatment in the first place. Sometimes medical conditions are so serious that there are unwanted side effects or risks associated to treatment. However, this isn’t always the case. There are instances where patients suffer injury or illness as a direct result of medical negligence.

When you are trying to determine whether or not to pursue a claim for compensation from a medical professional, there are a lot of factors to be considered. Emotions need to be put to one side and the facts must be looked at on their own.

To successfully make a claim for compensation you must be able to demonstrate a loss or suffering that resulted directly from the medical professional acting wrongly.

You must also ask yourself what you really want and why. In reality would an apology suffice? Why do you feel you are owed financial compensation?

A clinical negligence solicitor would be able to help you with all of these questions and also guide you through the steps required to put the claim into practice. Hospitals and health organisations have solicitors that specialise in medical negligence defence. There is no way that you should think about approaching a compensation claim without the necessary expert backing.

Laid off Health Insurance coverage

Nobody likes to get a call from the HR department to get news of lay off. This is a typical problem in the recessionary times. Unfortunately we are witnessing one of those times during the current year and may be in the next.

If the news of your getting laid off reaches you, then you should first enquire whether your employer is covered under COBRA (Consolidated Omnibus Budget Reconciliation Act). Under COBRA the norms are prescribed for Laid off Health insurance Coverage.  Under COBRA, the laid off employee and the dependents of the laid off employee are covered by the insurance continued by the company from where the employee was laid off. To come under the ambit of COBRA, a company must have eighteen or more employees. It is better that the employee gets all the information about the scheme. There is an option of extending the period up to eighteen months from the date of getting laid off. The laid off employee can either remain unemployed or join a new company while remaining under the ambit of the group insurance policy created by the company from which she was laid off.